Pricing

 What is your fee for midwifery services, and do you accept insurance?

The cost of a hospital birth in Michigan can range from $11,000-$30,000 on average. In comparison, homebirth is typically 1/3 to 1/6 of that cost. While homebirth care is often not covered by insurance, it’s important to note that many homebirth services still cost less than the average insurance deductible. As of now, I am not in-network with any insurance companies, but my goal is to change that. By the end of 2025, I am working towards becoming in-network with a few insurance companies—either partially or fully. I do, however, accept payments through HSA/FSA accounts.

My mission is to make midwifery care accessible to all families, regardless of their socioeconomic status. To help achieve this, I operate on a sliding scale for private pay families, which ranges from $4,500 to $5,500. Families that receive Medicaid, SNAP, WIC, Section 8, or any other government assistance program automatically qualify for the community midwifery care fee of $4,000. I also offer this same fee to solo parents and teen parents. The sliding scale system allows me to continue providing sustainable care while ensuring that families with lower incomes have access to proper, compassionate midwifery care.

What is included in the midwifery care fee?

• All prenatal visits according to standard schedule (up to 14 visits if in care from first trimester)

• Labor, birth and immediate postpartum care for you and your baby

• Postpartum care according to standard schedule for you and your baby

• 1 visit at approximately 24-36 hours after birth 

• 1 visit at 3-days

• 1 visit at 1-week

• 1 lactation visit within first week (if indicated)

• 1 visit at 2-weeks

• 1 visit at 4-weeks (if indicated)

• 1 visit at 6-weeks

• Standard medical equipment, supplies, and staffing aside from exceptions below

 The fee does NOT include:

• Any referred specialist services

• Prescribed medications

• Lab work and testing fees

• Ultrasound fees

• Home birth kit with single use items

• Basic supplies for home birth including towels, bedding, etc.

• Expenses related to emergency care, transportation and hospital services (if indicated)

• Circumcision, vaccinations, and other procedures that are outside of the midwifery scope of practice. Referrals will be provided when needed and records will be sent to pediatricians/other care providers.

What happens in the event of a transfer of care or hospital transfer? 

Transfer of Care:

If you discontinue care for any reason, you will be financially responsible for the care that you have received. No refunds are given after 36 weeks. If transport to a hospital becomes necessary for any reason during labor or after the birth, your total fee remains the same.

Hospital Transfers:

My transfer rate typically ranges from 9-10%, which is consistent with other midwifery practices in the area. Homebirth midwives tend to have lower transfer rates because we typically work with low-risk, healthy individuals. While I have great faith in the body's ability to give birth, I also acknowledge that birth can be unpredictable. In some situations, a transfer may be necessary for the safety and well-being of you and your baby. I always ensure that you are well-informed about what a transfer would look like in the event it's needed, and we discuss these plans, well in advance, to make sure everyone feels prepared.

There are two types of transfers: non-emergent and emergent.

• Non-Emergent Transfers: These can be facilitated by car to a hospital of your choice, and I will be there to guide you through the process every step of the way.

• Emergent Transfers: In these cases, an ambulance will transport you to the nearest hospital. I will stay with you throughout the process to ensure your care is as smooth and seamless as possible.

In both cases, I will coordinate directly with the hospital to ensure they understand your situation. I generally fax over your records, triage with you to explain your care needs, and remain by your side as your advocate and support system until it is appropriate to leave. Once care is transferred, the hospital team will take over as your primary care provider, but I will continue to support you and ensure that you feel safe, well-supported, and your needs are met. After discharge from the hospital, we will resume postpartum care per usual.